A cash-in refinance is when you bring additional money to the closing table to pay down part of your loan balance while refinancing. Instead of pulling equity out (as in a cash-out refinance), you’re using cash to reduce your loan-to-value rati
Sep 25, 2025 | Refinancing a Home
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
Thinking about buying your first home? You're not alone — and it’s more doable than you might think. If you're unsure where to begin or how financing works, this guide breaks it down in clear terms. What Is a Mortgage? A mortgage is a loan you
Sep 18, 2025 | Purchasing a Home
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
Today, we pause to remember the lives lost and the bravery shown on September 11, 2001. More than two decades later, the memory of that day continues to resonate deeply across our nation. We honor the nearly 3,000 individuals who lost their lives, the fir
Sep 11, 2025 |
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Purchasing a Home